Non-FCRA Compliant Records Search
Business to Consumer (B2C)
B2C background reporting services are non-FCRA compliant. These types of reports are non-consumer based and the information should not be used in whole or in part for the purpose of furnishing consumer reports or to make a judgement on condition of employment. Verisure Data Search offers instant background check information services for the public. These types of reports are generally used for personal risk management, consumer safety and to reference a person's character. Click Here to Obtain Instant Access to our Services Page
What Is the FOIA?
The U.S. Freedom of Information Act (FOIA) is legislation comprised of laws that guarantee access to data held by the state. They establish a "right-to-know" legal process by which requests may be made for government-held information, to be received freely or at minimal cost, barring standard exceptions. Also referred to as open records or (especially in the United States) sunshine laws, governments are typically bound by a duty to publish and promote openness. In many countries there are constitutional guarantees for the right of access to this information, but usually these are unused if specific support legislation does not exist.
What is the FCRA-Fair Credit Reporting Act?
The Fair Credit Reporting Act (FCRA) are consumer based reports for businesses. These types of reports are disclosed in sections 603, 604, 606, and 615 with respect to the Consumer Reporting Act (CRA). For these types of reports, businesses are required by law to obtain written notice and authorization from an individual that a report may be used for consumer reporting purposes. Reference checks, criminal reports, and driving history are often needed to validate employment history and character worthiness in which consumer reports are the basis for obtaining this information.
All searches are subject to terms of use and applicable law. Information contained herein is derived from records that may have errors and/or not always accurate or complete. We are NOT a consumer reporting agency as defined under the Fair Credit Reporting Act ("FCRA"), and the information in our databases has not been collected in whole or in part for the purpose of furnishing consumer reports, as defined in the FCRA. Website information cannot be used to: (a) establish an individual's eligibility for personal credit or insurance; (b) assess risks associated with existing consumer credit obligations, (c) evaluate an individual for employment, promotion, reassignment or retention (including employment of household workers such a nannies, housekeepers, or contractors), or (c) in conjunction with assessing the merits of entering into any other personal business transaction with another individual.



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